Business & Finance
- Annual Credit Report
The official site to help consumers obtain their free credit report from each of the nationwide credit reporting agencies: Equifax, Experian and TransUnion.
- Bank Rate Monitor
Provides free rate information to consumers for mortgages, credit cards, automobile loans, money market accounts, CDs, checking and ATM fees and home equity loans.
- Consumer Information on Retirement Plans
The Employee Benefits Security Administration provides this web page dedicated to consumer information on the different types of retirement plans available to individuals, including defined benefit plans and defined contribution (401(k) plans. It provides information on your rights through the Employee Retirement Income Security Act (ERISA) as well as Retirement and Health Care coverage for Dislocated Worker and Reservists called into Active Duty.
This resource has been established by the Department of Commerce for the American people to find jobs, help keep their homes and protect their savings. It offers help to both individuals and small businesses with avoiding foreclosure, nutrition assistance programs, jobs and opportunities, and loan programs.
- Individual Retirement Arrangements (IRAs) - Publication 590
This IRS publication gives detailed information on the different types of IRAs, including Traditional, Roth, SEP, and SIMPLE IRAs. This publications answers questions regarding how to set up an IRA, contribution limits, allowable deductions, withdrawing assets, Rollovers, and inherited IRAs.
- New York State Deferred Compensation Plan
The New York State Deferred Compensation Plan is a State sponsored voluntary retirement savings plan that is offered to State employees and employees of approximately 880 local government jurisdictions that have adopted the Plan. The Plan is overseen by the New York State Deferred Compensation Board. This site allows eligible employees to sign up and manage their Plans.
- New York's College Savings Programs
New York's 529 College Savings Program Direct Plan provides a flexible, convenient, and low-cost way to save for college. The Program features a wide range of investment choices, tax-free withdrawals when used for qualified higher-education expenses, and are tax-deductible for New York State residents.